You know how great it is to have a house that is completely your own. But no one talks about the amount of work that goes into maintaining a home. There is always something you need to do, from fixing the leaky faucet to buying light bulbs to painting the chipped walls.
Home insurance is something everyone needs to have, as it covers the major damage to your home, but what about things that break down due to natural wear and tear? Homeowner's insurance typically doesn't cover that.
We tried to find a plan that would cover repairs due to natural wear and tear, that's when we heard of home warranty plans from HomeServe, which cover home repair needs including natural wear and tear. Customers are raving about this home warranty plan, but there are still some points we had to clear up with HomeServe.
Our editors have done some research and are prepared to clear up what is true and false:
I don't need HomeServe if I've got home insurance
FALSE: Plans from HomeServe cover normal household wear and tear that home insurance plans usually don't cover. From plumbing, heating, and cooling to even electrical - the essentials can be covered depending on the plan you have.
They offer multiple plans to suit different needs
TRUE: Plans from HomeServe have multiple options for you to choose from, depending on your location - Water Heater Repair and Replacement (supply, tube, drain, gas valve, etc.), Sewer Service Line which includes blockage or collapse, excavation to expose pipe, pipe replacement or repair, fitting external valves, welding, pipe cutting and more. Water Service Line includes repair or replacement of seals and joints; unblocking; fusing; welding; fitting external valves; pipe cutting among others.
Plans cost a fortune
FALSE: Plans from HomeServe are affordable and start as low as $7.99 a month, although they might vary a little depending on location.
Available when you need help
HomeServe is there for you when you need them. They have a 24/7 emergency repair hotline. Whether it is in the middle of the night or a Sunday afternoon, as a plan holder, you can call Homeserve and they will be there to help.
You have a ton of paperwork to fill out
FALSE: HomeServe offers their plans for sign-up online. They offer an easy application process, where you can apply online in minutes on your computer or your cell phone.
Don't wait for something to happen to your AC or plumbing before taking action-- get ahead of home repair problems by enrolling in an affordable plan from HomeServe. The plan's affordability and 24/7 hotline make it the ideal plan for new or seasoned homeowners.