As a pet owner, you know anything can happen.
Pet insurance gives you peace of mind knowing that your pet will have help receiving the health care they need when they're hurt or sick, so you both can go back to enjoying all the park adventures and lazy sofa days knowing your furry baby's health is in good hands.
But which plan is right for you? Pet insurance isn't standardized and with so many dog and cat insurance plans out there, it's important to know what each one covers.
To help make your search easier, we narrowed down some of the top providers;
Pumpkin is our top pick; they don't discriminate on the breed or old age of any pet, unlike some competitors.
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They also put a heavy focus on preventative care. Pumpkin's optional add-on preventive care pack fully covers 3 yearly essentials on every vet's list: annual wellness exams, vaccines, and select lab tests to detect parasites & dangerous diseases they cause.
The plan was built with vets and it's designed to help pet parents plan and pay for the yearly essentials that keep pets healthy.
The best time to purchase pet insurance is when your puppy is young and healthy, so be sure to lock in your policy as soon as possible. However, there is no upper age limit!
Finally, Pumpkin doesn't require an examination before you can sign up for insurance (an extra step for some competitors).
The insurance provider is run by pet owners and lovers and they even offer a multi-pet discount.
Knowing the exact terms of your pet's health insurance is so important for pet parents.
When searching for pet insurance this year, make sure Pumpkin's plan and an emphasis on preventative care is on your research list.
Pumpkin Company Info: Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products and rates may vary and are subject to change. Discounts may vary and are subject to change. Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells. For more details visit pumpkin.care/underwriting-information. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit pumpkin.care/customer agreement. Pumpkin Preventive Essentials is not available in all states. Paid endorsement - Pumpkin Insurance Services, Inc. is responsible for this advertisement.